9 AI Tools That Make Me Money Online (While I Sleep)

In this post, I give you the 9 AI Tools That Make Me Money Online (While I Sleep).

9 AI Tools That Make Me Money Online (While I Sleep)

Here is a quick summary of what we will talk about.

  • This post is about AI tools that help you make money, even when you are not working.

  • I will show you 9 tools I use myself. These are real tools for real side hustles.

  • For each tool, I give you a simple idea on how to make money with it. A mini-guide.

  • You don't need to be a tech expert. You just need to want to start.

  • We talk about good things (pros) and bad things (cons) of using AI for business.

  • I also answer some common questions at the end to help you.

The best sound in the morning is not my alarm clock.

It is a small ‘cha-ching’ sound from my phone. A notification from PayPal or Gumroad. It means someone bought something from me while I was sleeping.

This feeling… it is freedom.

Before, I was like many people. I traded my time for money. If I work 8 hours, I get paid for 8 hours. If I am sick or on vacation, the money stops. It was a prison made of time. I was always tired. So tired.

I thought, there must be a better way. I am not a genius coder. My English is not perfect. I don’t have thousands of dollars to invest.

But I have ideas. And I found a team to help me build them.
My team is not people. It is AI. Artificial Intelligence.

These tools are my secret team. They work 24/7. They don't ask for coffee. They just build my business.

I wanted to show you that you don’t need to be a big company to win. You can be one person, in your room, with a laptop. And you can build something real. Something that helps people. And something that makes you money while you live your life.

This is my list of 9 AI tools that help me do this. I will tell you what they are, and exactly how you can use them to make money too.

The Problem We All Face

The big problem is time. We only have 24 hours in a day. We want to do good work, help clients, and make money. But we also want to have a life. See family. Read a book. Sleep!

When you are a solopreneur or freelancer, you are the boss, the marketer, the creator, the accountant. It is too much work for one person. This is where we get stuck. We get burnout.

Target Audience: This guide is for people like me.

  • Freelancers who want to earn more without working more hours.

  • Solopreneurs who feel overwhelmed and need help.

  • Creators (writers, artists, designers) who want to sell digital products.

  • Anyone who has a small online audience and wants to make their first dollar online.

  • People who are curious about AI but don’t know where to start.

Basically, if you feel stuck trading time for money, this is for you.

My 9 AI Helpers (And How You Can Use Them)

Let's go into the tools. I will try to make it simple.

1. Jasper AI (The Writer)

  • What it is: Jasper is an AI that helps you write. Blog posts, social media updates, emails, product descriptions… almost anything. You give it a topic, and it writes for you. It’s like having a very fast copywriter.

  • Why I use it: It kills the "blank page" fear. When I don't know what to write, I ask Jasper. It gives me ideas and first drafts. It saves me maybe 5-10 hours every week.

  • Pricing: It has a price, it is not free. But they have different plans. You can try it first.

  • Guide to Make Money with Jasper:

    1. Go to a website like Fiverr or Upwork.

    2. Create a gig called "AI-Powered Blog Post Writing."

    3. Offer a package: "3 Blog Posts (500 words each) for $75."

    4. When a client hires you, ask them for the topics.

    5. Use Jasper to create the first draft for each post.

    6. Important: Do not just copy and paste! Read it. Edit it. Add your own human touch. Add stories. Make it sound good. The AI is your assistant, not the final writer.

    7. Deliver the articles to the client. The client is happy because it is fast. You are happy because you did the work of 6 hours in 1 hour.

2. Midjourney (The Artist)

  • What it is: This AI makes pictures from words. You type a description, like "a cute robot drinking coffee on the moon, cartoon style," and it creates a beautiful, unique image. It works inside an app called Discord.

  • Why I use it: I am not a good artist. I cannot draw. But with Midjourney, I can create amazing images for my blog posts, my digital products, and my social media.

  • Pricing: It has a monthly subscription. The basic plan is cheap and gives you many images.

  • Guide to Make Money with Midjourney:

    1. Open an Etsy shop. It is free to open.

    2. Use Midjourney to create a collection of art. For example, "Minimalist Flower Art" or "Cute Animal Nursery Prints."

    3. Create 10-20 images in the same style.

    4. Sell them as "Digital Downloads." This means the customer pays, downloads the file, and prints it at home.

    5. You create the art one time. You can sell it 100 times. Or 1,000 times. While you sleep.

3. Synthesia (The Video Presenter)

  • What it is: This is mind-blowing. You type a script, and a realistic AI avatar will speak it on video. You can choose different avatars, voices, and languages.

  • Why I use it: I don't always want to be on camera. Maybe my hair is messy or I am shy. With Synthesia, I can make professional videos without showing my face.

  • Pricing: This one is more for businesses, so it costs more. But it can be worth it.

  • Guide to Make Money with Synthesia:

  1. Many small businesses need training videos for their new employees. Or short marketing videos.

  2. Offer a service: "AI Spokesperson Videos."

  3. The business gives you the script.

  4. You use Synthesia to create the video with an AI avatar.

  5. You can charge 100- 300 dollars for a short video that takes you less than an hour to make. This is a very valuable service.

4. Descript (The Podcast Editor)

  • What it is: Descript is for audio and video editing. But it is special. It transcribes your audio into text, and you edit the video by editing the text! If you delete a word from the text, it deletes it from the video. It is like editing a Word document.

  • Why I use it: It makes editing my podcast so easy. It also has a feature called "Studio Sound" that makes my bad microphone sound like a professional studio.

  • Pricing: It has a great free plan to start, and paid plans for more features.

  • Guide to Make Money with Descript:

    1. Many people are starting podcasts. They love talking, but they hate editing.

    2. Offer a "Podcast Editing Service for Beginners."

    3. They send you their raw audio file.

    4. You put it in Descript. It removes filler words ("um," "uh") automatically.

    5. You use the text editor to clean up mistakes.

    6. You use "Studio Sound" to make it sound professional.

    7. Send back the clean MP3 file. You can charge 30-40

5. Murf.AI (The Voiceover Artist)

  • What it is: Similar to Synthesia but for voice only. Murf.AI creates very realistic human-sounding voiceovers from text. Many different voices, emotions, and languages.

  • Why I use it: To create voiceovers for YouTube videos or online course lessons when I don't want to use my own voice. Maybe I need a female voice, or a voice with a different accent.

  • Pricing: Has a free plan to test voices, and paid plans for full projects.

  • Guide to Make Money with Murf.AI:

    1. YouTube is huge. Many channels use stock video footage with a voiceover. They are called "faceless" channels.

    2. Find clients on Upwork who have these channels (in niches like history, finance, or meditation).

    3. Offer a "Realistic AI Voiceover Service."

    4. They give you the script, you use Murf.AI to generate the voiceover file.

    5. This saves them from hiring expensive voice actors. It's a win-win.

6. Looka (The Logo Designer)

  • What it is: You need a logo for a new project? Looka uses AI to design hundreds of logo options for you in minutes. You just enter your company name and some styles you like.

  • Why I use it: When I start a small project, I don't want to spend $500 on a logo. I use Looka to get a good-looking, professional logo for a low price, very fast.

  • Pricing: You can generate logos for free to see, but you pay to download the files.

  • Guide to Make Money with Looka:

    1. Go to a local Facebook group for small businesses in your town.

    2. Many new businesses (bakeries, plumbers, coaches) need a logo but have a small budget.

    3. Offer a "Small Business Logo Package" for $99.

    4. When you get a client, use Looka to generate logo ideas for them.

    5. Show them 5-10 great options. They choose one.

    6. You buy and download the logo from Looka (it costs less than $99) and send them the files. You keep the profit.

7. Copy.ai (Another Writer)

  • What it is: Like Jasper, but some people like its style more. It is very good for short things like social media posts, headlines, and ad copy.

  • Why I use it: I use its "social media caption" tool all the time. I give it a topic, and it gives me 5 different ideas for an Instagram post or a Tweet.

  • Pricing: It has a very generous free plan!

  • Guide to Make Money with Copy.ai:

    1. Find small business owners on Instagram. Look for ones who post good pictures but have bad captions.

    2. Send them a nice message. "Hi, I love your products! I am a social media writer. I created 3 free caption ideas for your last post. Here they are..."

    3. Use Copy.ai to write those 3 captions.

    4. If they like it, offer them a monthly package: "15 Social Media Captions per Month for $150."

    5. You can do the work for a whole month in just a few hours with Copy.ai.

8. ChatGPT (The Brain)

  • What it is: This is the most famous one. It's like a very smart assistant you can talk to. It can do almost anything: write, brainstorm, code, summarize books, make plans.

  • Why I use it: For everything! I use it to brainstorm ideas for my business, to create outlines for my blog posts (like this one!), and to explain complex topics to me in a simple way.

  • Pricing: Has a very powerful free version, and a paid version (Plus) that is even smarter.

  • Guide to Make Money with ChatGPT:

  1. Many people want to eat healthier but don't know what to cook.

  2. Offer a service: "Personalized AI-Generated Weekly Meal Plans."

  3. Ask your client about their diet (vegan, low-carb), allergies, and what foods they like.

  4. Go to ChatGPT and type: "Create a 7-day meal plan for a person who is vegan, hates mushrooms, and wants high-protein meals. Include a shopping list."

  5. ChatGPT will create a full plan. Tidy it up in a nice PDF document.

  6. Sell these personalized plans for 15-20

9. Notion AI (The Organizer)

  • What it is: Notion is an app to organize your life and work. Notion AI is the AI assistant inside Notion. It can summarize your notes, create tables, write drafts, and fix your grammar, all inside your documents.

  • Why I use it: It helps me organize my thoughts. I can dump all my ideas for a project on a page, and then ask Notion AI to "turn these messy notes into a structured project plan with a timeline." Magic.

  • Pricing: It is an add-on to a Notion account, with a monthly fee.

  • Guide to Make Money with Notion AI:

  1. Many solopreneurs and students are messy. Their Notion is a disaster.

  2. Become a "Notion Template Creator."

  3. Use Notion AI to help you build amazing templates. For example, a "Content Creator Dashboard" or a "Freelance Client Manager."

  4. Build the template once. Make it look beautiful and easy to use.

  5. Sell the template on a marketplace like Gumroad for 10-15

People buy it, duplicate it into their own Notion, and you get paid. Again, while you sleep.

Advantages, Pros and Cons

Using AI is not perfect. It is just a tool. Here is my honest opinion.

Benefits / Pros:

  • Speed: You can do work in 1 hour that used to take 10 hours. This is the biggest benefit.

  • New Ideas: AI can give you ideas you never thought of. It helps when you feel stuck.

  • Save Money: It is cheaper to use an AI tool than to hire a big team of people.

  • Work 24/7: Your AI tools are always ready to work, day or night.

Disadvantages / Cons:

  • Not Always Perfect: AI can make mistakes. It can give wrong information. You MUST always check its work. You are the boss.

  • Can Sound Robotic: If you just copy-paste from an AI writer, people will know. You must add your own voice and personality.

  • Cost: Many of the best tools have a monthly cost. You need to be sure you can make more money than you spend.

  • Learning: Each tool has a learning curve. You need to spend a little time learning how to use it well.

Fake Testimonials (But Real Feelings)

I asked some friends who tried these ideas what they thought. This is what they would say:

"I used the Midjourney idea. I am not an artist, but I made cute cat pictures and put them on Etsy. I made my first $20 online last week! I was so happy I almost cried."
- Maria from Spain

"The ChatGPT meal plan idea is genius. I helped two friends get organized with their diet and they paid me. It feels good to help people and make a little money."
- David from Nigeria

"I was scared of writing blog posts for my business. I used Jasper like you said. It gave me a first draft and I just added my own stories. It saved me so much stress. Thank you!"
- Priya from India

Conclusion: Your First Dollar is the Hardest and Best

This is not a get-rich-quick plan. Building a business, even a small one, takes work.

But these AI tools change the game. They make it possible for normal people, like you and me, to build things faster and better. They are like a bicycle for the mind.

Don’t try to use all 9 tools tomorrow. That is a recipe for confusion.

Pick one.
Just one tool that sounds fun to you.
Pick one money-making idea from this list.
Try it for one week.

The goal is not to make $10,000 next month. The goal is to make your first $5.
Because that first $5, earned from something you created, will change your mindset forever. It proves it is possible.

You don't need to be perfect. You just need to start.

FAQ - Frequently Asked Questions

Q1: Is this very hard to learn? I am not good with technology.
A: It is easier than you think. If you can use Facebook or send an email, you can learn to use these tools. Most of them have great tutorials on YouTube. Start with one, and play with it for a day. You will be surprised.

Q2: Do I need a lot of money to start?
A: No. You can start with the free plans for many of these tools (like Copy.ai or ChatGPT). For the Etsy idea, you only pay a small fee when you sell something. You can start a side hustle with less than $20.

Q3: Is using AI to make content for clients cheating?
A: It is not cheating if you are honest. You are not selling "100% human work." You are selling a result. The client wants a blog post or a logo. They don't care if you used a hammer or a power drill, as long as the house is built well. You are using a power drill (AI) to be faster. Always edit and improve the AI's work to make it high quality.

Q4: Which tool should I start with?
A: If you like writing, start with ChatGPT or Copy.ai. If you like images and art, start with Midjourney. Pick the one that feels like play, not work. That is the secret to not giving up.